Frais bancaires : Combien coûte l’émission d’un chèque de banque ?

Le chèque de banque, moyen de paiement le plus utilisé pour le paiement des grosses transactions. Mais combien vous coûte l’émission d’un chèque de banque ? Détails...

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Frais bancaires : le chèque de banque

Le chèque de banque est un chèque établi sur demande du client par la banque. Ce moyen de paiement émis par la banque garantit la présence de la somme d’argent (la provision) sur le compte. Le chèque de banque est utilisé généralement pour l’acquisition d’un bien au montant important comme une voiture ou l’achat d’un bien immobilier.

Si le doute s’installe sur l’authenticité du chèque remis, il vous est possible de contacter la banque émettrice pour valider la transaction.

Frais bancaires : Combien coûte l’émission d’un chèque de banque ?

Certaines banques proposent dorénavant 1 chèque de banque gratuit par an. En revanche, les frais bancaires moyens pour l’émission du chèque est de l’ordre de 10€.

A vos marques, Prêt, Comparez ! ... Le tableau ci-dessous reprend l’ensemble des frais constatés dans le cadre de l’émission d’un chèque de banque, l’internaute peut le classer selon les onglets, Banques traditionnelles, Banques en ligne ou tarifs.

Comparateur de frais d'émission d'un chèque de banque

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Banques traditionnellesTarifs

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Banques en ligneTarifs

Frais bancaires : nouvelle règle du législateur, une liste standard de 10 tarifs bancaires

Guide tarifaire ou relevé annuel des frais les plus utilisés, le législateur protège de plus en plus le consommateur face à une opacité tarifaire omniprésente. Depuis le 1er janvier 2011, l’encadrement des tarifs bancaires va encore plus loin, il oblige dorénavant les établissements à publié l’extrait standard des 10 services bancaires es plus utilisés. Ainsi ce résumé tarifaire facilite la comparaison entre établissements.

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